A viewer asked whether Dynamic Banking beats keeping everything in the stock market. My answer was that it isn't one or the other. Dynamic Banking can put more money into the market, and put it there sooner. A short video covers it: why do Dynamic Banking rather than invest in the stock market.
The first step in Dynamic Banking is borrowing, which means using the bank's money on a line of credit. A chunk is a lump sum you take from that line of credit and send somewhere, either to pay down a debt or, in this viewer's case, to invest. If you invest from your paycheck, a little goes in at a time. With a chunk you put the whole amount in right away, and the money starts working that day.
Then your paycheck takes over. All of it goes onto the line of credit. A line of credit charges interest only on what you owe each day, so a lower average daily balance means less interest. Your paycheck offsets the interest while the market money works. As you pay bills out of the line of credit, the balance climbs back up and the interest climbs with it.
He also asked why you'd take a line of credit if you don't need to borrow. The reason is timing. Without one, you wait for your income to arrive before you can use it. With one, you use the bank's money first and pay it down as your income comes in.
You can get a line of credit at a credit union or a bank. The three main types are a personal line of credit, a business line of credit, and a home equity line of credit. You need a home for the last one but not for the first two. I wrote about what to look for in choosing a bank or credit union for Dynamic Banking.
Know the costs before you try it. I'm a broker and not an investment advisor, and the interest is a real cost that keeps running if the investment drops. A bank can also freeze or cut a line of credit, which I covered in drawing down a HELOC before a freeze. I'd only send a chunk to the market with a plan for what it's supposed to do.