Search around online and you'll trip over a pile of names for what looks like the same idea. Velocity banking. Dynamic banking. Money in motion. They overlap enough that people use them interchangeably, but the emphasis is a little different, and knowing the difference helps you tell the substance from the branding.
Velocity banking usually points at one specific move: using a line of credit to attack a fixed-rate debt faster than the amortization schedule would, by running income through the line and pulling chunks against your mortgage or loans. It's a debt-payoff engine first. The word velocity is about speed, getting the debt gone years early.
Dynamic banking, the way we teach it here, is the wider habit. Same core mechanics, parking your paycheck and chunking debt, but the frame is ongoing cash-flow efficiency rather than just a sprint to zero debt. It's the idea that your dollars should stay in motion doing more than one job, month after month, whether or not you're currently paying off a specific loan. Debt payoff is one thing it does well. Keeping your cash working is the longer game.
Do you need to care which label someone uses? Not really. What you need to check is whether the underlying math is honest: interest charged daily on the line, real cash flow to bury what you borrow, and rules that keep spending from creeping up. Get those right and the name on the strategy doesn't change your results.
Any version of this that promises to erase debt without real monthly cash flow behind it is selling motion without an engine. The engine is your surplus. No name-brand strategy substitutes for it. The full walkthrough is on the How It Works page, and the broader money picture is at Oregon Cash Flow Pro.